Littleton Insurance Bad Faith Lawyers
Fighting Against Unfair Insurance Practices
You pay your insurance premiums on time, expecting that your insurance company will pay your claim if you get in an accident. Unfortunately, some people encounter difficulty when filing a claim for car repairs, injuries, and other damages. The Littleton insurance bad faith attorneys at Curtis | Walton Law stand up against insurance companies and fight for a fair outcome.
If you have questions about bad faith claims, call (720) 815-4402 or contact us online to get advice from an experienced attorney.
Examples of Bad Faith Claims in Colorado
In Colorado, the Unfair Claims Settlement Practices Act is designed to protect consumers when insurance companies unreasonably deny claims. The law requires insurance companies to act in good faith, which means they must acknowledge claims, investigate, and provide valid reasons for delaying paying a claim or denying a claim.
Common examples of insurance bad faith claims include:
- Failing to promptly investigate claims
- Undue delay in handling claims
- Denying claims without a reasonable investigation
- Failing to affirm or deny coverage
- Refusing to work in good faith to settle claims
- Unreasonably misinterpreting an insurance policy
The law penalizes insurance companies for acting in bad faith. If your insurance company has not acted in good faith, you could be awarded three times the amount of the damages, attorney’s fees, and court costs. The first step is to determine if you have a bad faith claim. It is a good idea to create a log with information about each contact with your insurance company and details of your communications to show that you have complied with all requests from the adjustor or that the insurance company is not promptly responding.
Was your claim unjustly denied by your insurance company? Have they failed to protect you from other insurance company's claims? Let us help. Call Curtis | Walton Law today!
Types of Bad Faith Claims
There are two types of bad faith claims, depending on whether the situation involves your insurance company failing to cover your damages or failing to protect you against claims from a third party.
First Party Bad Faith
First-party bad faith claims arise from an insurance company failing to investigate a claim or refusing to pay. This would be a claim against your own insurance company for unreasonably denying your claim.
Third Party Bad Faith
Third party insurance bad faith claims arise from an insurance company failing to properly investigate a claim, defend, indemnify, or settle a claim from a third party. For example, you buy insurance expecting that your coverage will protect you against claims from another person, if you are involved in an accident. When your insurance company fails to investigate or settle a claim, you may have an insurance bad faith claim.
What Goes Into a Bad Faith Insurance Settlement?
If you have been the victim of bad faith insurance practices, our bad faith insurance lawyers can fight to get you compensation for the following:
- Compensation that was rightfully yours through your insurance policy
- Punitive damages - a financial award that is intended to punish the insurance company for their bad faith practices and deter other companies from doing the same
Learn If You Have a Claim
This area of law can be complex, so it is important to hire an attorney with specific experience handling insurance bad faith cases. Our Littleton insurance bad faith lawyers offer a free consultation. You can discuss your situation with an experienced attorney, have your case reviewed, get answers to your questions, and learn if you have a claim for insurance bad faith. There is no cost for the consultation, and we have after hours and weekend availability, if needed.
Please call (720) 815-4402 to discuss your insurance bad faith situation with an attorney.
Motorcycle Accident $425,000
A car pulled out in front of our client, causing him to T-bone the car, resulting in serious injuries.
Dog Bite $375,000
Our client was bitten by one of the employee's dogs of a business open house.
Mold & Asbestos Case $330,000
Our client's home flooded, causing property damage and illness due to mold.
Motorcycle Accident $325,000
Our client was riding his motorcycle to work and crashed due to a negligent driver, causing a brain injury.
Car Accident $300,000
Our client was stopped in traffic and was rear-ended, pushing him into traffic where he was T-boned.
Car Accident $183,000
Two couples were injured in a car accident.
Slip and Fall Accident $157,500
Our client slipped at a convenience store.
Motorcycle Accident $150,000
A car pulled out in front of our client's motorcycle, causing him to T-bone the car and breaking his leg.
Motorcycle Accident $150,000
Our client was riding her motorcycle when a car pulled out in front of her causing her to t-bone the car.
Motorcycle Accident $137,915
Our client was riding his motorcycle when a car in front of him made an illegal U-turn, causing him to crash.